Credit Cards For People Not Sure Of Their Credit Score


Browse offers for the best credit cards for people who are not sure of their credit score.

CommissionSoup Offers API

BOOST Platinum Card

  • Bad Credit, No Credit? No Problem!
  • Fast and Easy Application
  • No Employment or Credit Check
Apply Now
Credit Recommended
Damaged credit to Fair credit
Credit Line
$750 Limit (Usable only at TheHorizonOutlet.com)
Regular APR
None
Monthly Fee
$177.24 annually ($14.77 per month)

Milestone® Mastercard®

  • Greater access to credit than before - $700 credit limit
  • Get a Mastercard accepted online, in store and in app
  • Account history is reported to the three major credit bureaus in the U.S.
  • $0 liability* for unauthorized use
  • Access your account online or from your mobile device 24/7
  • *Fraud protection provided by Mastercard Zero Liability Protection. If approved, you'll receive the Mastercard Guide to Benefits that details the complete terms with your card.
Apply Now
Credit Recommended
Fair/Good
Regular APR
See terms
Annual Fee
See terms
Card Brand
Mastercard

Net First Platinum

  • No Employment or Credit Check
  • Bad Credit, No Credit - OK
  • Always 0.0% APR
  • Fast Online Applications
Apply Now
Credit Recommended
Damaged credit to Fair credit
Credit Line
$750 Limit (Usable only at TheHorizonOutlet.com)
Regular APR
0% APR
Monthly Fee
See website for Details*

The Net First Platinum card could be the perfect card for you.

Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.

*See Card for Details

First Progress Platinum Elite Mastercard® Secured Credit Card

  • Choose your own credit line - $200 to $2000 – based on your security deposit
  • Build your credit score.¹ Reports to all 3 credit bureaus
  • No minimum credit score required for approval!
  • ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Apply Now
Credit Recommended
Poor/Limited/No Credit
Regular APR
25.24% (V)
Annual Fee
$29
Credit Line
up to $2,000
Cash Advance APR
30.24% (V)

Surge® Platinum Mastercard®

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply!
  • Monthly Credit Score – Sign up for electronic statements, and get your Vantage 3.0 Score Credit Score From Experian
  • Initial Credit Limit of $300 – $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Online account access 24/7
  • Checking Account Required
Apply Now
Credit Recommended
See website for Details*
Regular APR
29.99% APR (Variable)
Late Payment Fee
Up to $41.00
Return Payment Fee
Up to $41.00
Intro Rate
See website for Details*

Destiny Mastercard®

  • All the benefits of a Mastercard, without a security deposit
  • 24/7 access to your account, even on mobile!
  • Reports to all three major credit bureaus
  • Less than perfect credit is okay, even with a prior bankruptcy!
Apply Now
Credit Recommended
Poor to Good
Regular APR
See terms
Annual Fee
See terms
Brand Name
Mastercard

First Progress Platinum Prestige Mastercard® Secured Credit Card

  • 1% Cash Back Rewards on payments
  • Choose your own credit line - $200 to $2000 – based on your security deposit
  • Build your credit score.¹ Reports to all 3 credit bureaus
  • No minimum credit score required for approval!
  • ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Apply Now
Credit Recommended
Poor/Limited/No Credit
Regular APR
15.24% (V)
Annual Fee
$49
Credit Line
$2,000
Cash Advance APR
24.24% (V)

FIT™ Platinum Mastercard®

  • $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00 (Subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
  • Checking Account Required
Apply Now
Credit Recommended
Fair/Poor/Bad
Regular APR
29.99%
Annual Fee
$99
Return Payment Fee
Up to $41.00
Late Payment Fee
Up to $41.00

OpenSky® Secured Visa® Credit Card

  • New feature! Earn up to 10% cash back* on everyday purchases
  • No credit check to apply. Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
  • Get free monthly access to your FICO score in our mobile application
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
  • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
  • Fund your card with a low $200 refundable security deposit to get a $200 credit line
  • Apply in less than 5 minutes with our mobile first application
  • Choose the due date that fits your schedule with flexible payment dates
  • Fund your security deposit over 60 days with the option to make partial payments
  • Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
  • *See Rewards Terms and Conditions for more information
Apply Now
Credit Recommended
Poor
Regular APR
25.64% (variable)
Annual Fee
$35
Credit Line
$200-$3000 at time of application

Applied Bank® Secured Visa® Gold Preferred® Credit Card

  • Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000.
  • Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
Apply Now
Credit Recommended
Poor/Fair/Limited/Damaged
Regular APR
9.99% Fixed
Annual Fee
$48
Credit Line
$200 - $1,000

Fair Credit Cards

  • Time for a new Credit Card
  • Improve your credit with responsible use
  • Credit Cards for Fair Credit
Search Now
Credit Recommended
Average/Fair/Good/Poor/Bad/Limited/
Intro (Purchases)
See website for Details*
Intro (Transfers)
See website for Details*
Regular APR
See website for Details*
Annual Fee
See website for Details*

Freedom Gold Card

  • $750 Unsecured Credit Limit (Usable only at TheHorizonOutlet.com)
  • Instant Approval*
  • No Credit Check
  • No Employment Check
  • Fast online application
  • Bad Credit - OK
Apply Now
Credit Recommended
Damage credit to Fair credit
Credit Line
$750 Limit (Usable only at TheHorizonOutlet.com)
Monthly Fee
See website for Details*
Regular APR
0% APR

You are pre-approved for a $750 unsecured credit line (Usable only at TheHorizonOutlet.com) with the Freedom Gold Card! Sign up now, our application process is fast and easy.

*See site for details

Reflex® Platinum Mastercard®

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
Apply Now
Credit Recommended
Fair/Poor/Bad/Limited
Regular APR
29.99% APR (Variable)
Credit Limit
up to $1,000
Annual Fee
$75 - $125
Late Payment Fee
Up to $41.00

Surge® Platinum Mastercard®

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply!
  • Monthly Credit Score – Sign up for electronic statements, and get your Vantage 3.0 Score Credit Score From Experian
  • Initial Credit Limit of $300 – $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Online account access 24/7
  • Checking Account Required
Apply Now
Credit Recommended
See website for Details*
Regular APR
29.99% APR (Variable)
Late Payment Fee
Up to $41.00
Return Payment Fee
Up to $41.00
Intro Rate
See website for Details*

Merrick Bank Secured Credit Card

  • Choose your own credit line based on how much money you want to put down as a security deposit.
  • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
  • After 9 months, we review your account for a credit line increase. No additional deposit required!
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.
Apply Now
Credit Recommended
See website for Details*
Regular APR
22.70% Variable
Annual Fee
$36 for first year. Billed $3 per month thereafter
Credit Line
$200-$3,000, depending on deposit amount
Cash Advance APR
27.70% Variable

First Progress Platinum Select Mastercard® Secured Credit Card

  • 1% Cash Back Rewards on payments
  • Choose your own credit line - $200 to $2000 – based on your security deposit
  • Build your credit score.¹ Reports to all 3 credit bureaus
  • No minimum credit score required for approval!
  • ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Apply Now
Credit Recommended
Poor/Limited/No Credit
Regular APR
19.24% (V)
Annual Fee
$39
Credit Line
$2,000
Cash Advance APR
25.24% (V)

Reflex® Platinum Mastercard®

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
Apply Now
Credit Recommended
Fair/Poor/Bad/Limited
Regular APR
29.99% APR (Variable)
Credit Limit
up to $1,000
Annual Fee
$75 - $125
Late Payment Fee
Up to $41.00

Upgrade Cash Rewards Visa®

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • No annual fee
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability
Apply Now
Credit Recommended
Excellent, Good, Fair, Average
Credit Line
$500 - $25,000
Regular APR
14.99% - 29.99% APR
Regular Transfer APR
14.99% - 29.99% APR
Annual Fee
$0

*To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions.

Travel Rewards Cards

  • Earn rewards toward free travel with your everyday spending
  • Rewards can be redeemed for air travel, hotel stays, gift cards or statement credits
  • Travel perks can include waived foreign transaction fees, travel insurance coverages and airport lounge access
  • Bonus offers – up to 50,000 points or miles
  • Credit Needed: Excellent/Good
  • Terms vary by partner. Please see individual application for product terms and conditions.
  • Clicking Apply Now will take you to CreditSoup.com to compare Travel Rewards Credit Cards from participating partners
Search Now
Credit Recommended
Good/Excellent
Intro (Purchases)
See website for Details*
Intro (Transfers)
See website for Details*
Regular APR
See website for Details*
Annual Fee
See website for Details*

Bad Credit Cards

Search Now
Credit Recommended
Fair/Bad/Poor/Damaged/Limited/No Credit/
Intro (Purchases)
See website for Details*
Intro (Transfers)
See website for Details*
Regular APR
See website for Details*
Annual Fee
See website for Details*

Cash Back Rewards Cards

  • Earn up to 3% cash back on all purchases
  • Redeem cash back in the form of checks, statement credits, gift cards, merchandise or towards free travel
  • Earn sign-up bonuses after meeting initial spending thresholds
  • Terms vary by partner offer. Please see each bank's application for terms and conditions.
  • Clicking will take you to CreditSoup.com to compare Cash Back Credit Cards from participating partners
Search Now
Credit Recommended
Average/Fair/Limited/Good/Excellent
Intro (Purchases)
See website for Details*
Intro (Transfers)
See website for Details*
Regular APR
See website for Details*
Annual Fee
See website for Details*

OpenSky® Plus Secured Visa® Credit Card

  • New feature! Earn up to 10% cash back* on everyday purchases
  • No annual fee
  • No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
  • Monitor your credit progress with free access to your FICO Credit Score.
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
  • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
  • Secure your credit line with a refundable security deposit - as low as $300.
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  • Now you can make smaller partial payments towards funding your security deposit over 60 days
  • Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
  • *See Rewards Terms and Conditions for more information
Apply Now
Credit Recommended
No credit, Poor, Fair
Regular APR
29.99% (variable)
Annual Fee
$0
Credit Line
$300-$3000 at time of application

FIT™ Platinum Mastercard®

  • $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00 (Subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
  • Checking Account Required
Apply Now
Credit Recommended
Fair/Poor/Bad
Regular APR
29.99%
Annual Fee
$99
Return Payment Fee
Up to $41.00
Late Payment Fee
Up to $41.00

Applied Bank® Unsecured Classic Visa® Card

  • Get Pre-Qualified in Less Than a Minute
  • A $300 Unsecured Credit Line which can be used at Grocery Stores, Gas Stations, Discount Stores, ATM's and Online!
  • A REAL Visa® Credit Card with Automatic Reporting to all Three National Credit Bureaus
  • No Penalty Rate. Your Rate Won't Go Up Even If You are Late
  • Access Additional Credit With On-Time Payments and Responsible Usage
  • A True Unsecured EMV enabled (chip) Visa Credit card
  • Does not require perfect credit for approval
  • Fixed APR and Manageable Monthly Payments
Apply Now
Credit Recommended
Poor/Damaged Credit
Regular APR
29.99%
Late Payment Fee
Up to $38
Return Payment Fee
Up to $38
Card Brand
Visa®

Flare Account®

Apply Now
Credit Recommended
See website for Details
Activation Fee
See website for Details
Monthly Fee
See website for Details
Direct Deposit Fee
See website for Details
ATM Fee
See website for Details

Poor Credit Cards

  • A better way to get a Card Offer!
  • For those with less that perfect credit.
  • Response in as fast as 60 seconds
  • Search, Compare, Apply!
Search Now
Credit Recommended
Fair/Poor/Bad/Damaged/Limited/No Credit
Intro (Purchases)
See website for Details*
Intro (Transfers)
See website for Details*
Regular APR
See website for Details*
Annual Fee
See website for Details*

Search, Compare and Apply! Creditsoup.com offers you a better way to get a card offer.

*See Card for Terms and Conditions

Secured Cards

  • Take advantage of the benefits of a traditional credit card while reducing the risk of getting buried in debt
  • No annual fee options available
  • Enjoy the ability to choose your credit line up to $5,000 based on security deposit
  • Secured credit cards are an excellent way to build credit for those unable to qualify for unsecured credit cards due to poor credit or lack of credit history
  • Terms may vary by partner offer. Please see each bank's application for terms and conditions
  • Clicking Apply Now will take you to CreditSoup.com to compare Secured Credit Cards from participating partners
Search Now
Credit Recommended
All Credit Types Considered
Intro (Purchases)
See website for Details*
Intro (Transfers)
See website for Details*
Regular APR
See website for Details*
Annual Fee
See website for Details*

Low Interest Cards

  • Best for those who carry a balance from month to month
  • Save even more with $0 annual fee card options
  • 0% APR introductory rates on purchases and balance transfers up to 18 months
  • Get even more value by earning 0% APR on a rewards-earning credit card
  • Credit needed: Excellent/Good
  • Terms vary by partner. Please see the card application for product terms and conditions.
  • Clicking Apply Now will take you to CreditSoup.com to compare Low Interest Credit Cards from participating partners
Search Now
Credit Recommended
Fair/Good/Limited/No Credit/Good/Excellent
Intro (Purchases)
See website for Details*
Intro (Transfers)
See website for Details*
Regular APR
See website for Details*
Annual Fee
See website for Details*

Loan Finder

  • Loans starting at $500
  • Quick & Easy
  • 100% FREE Credit Score
  • Loans for Any Credit Type
Get Matched Now
Credit Recommended
All Credit Types Considered
Loan Amount
Up To $35K
Credit Check
See website for Details*

Get your loan offers in less than 60 seconds!

Free matching results in seconds! Fill out our quick and easy form and be matched with the offers that fit your needs. No credit card required! Your credit score from CreditSoup is 100% FREE. No hidden fees, no subscriptions, no monthly costs.

Balance Transfer Credit Cards

  • Save money by transferring your existing balances to a card with a 0% introductory balance transfer rate.
  • Enjoy 0% interest on balance transfers and purchases for up to 18 months.
  • Increase your savings with a card that charges no balance transfer fee
  • Save even more with a no annual fee balance transfer credit card!
  • Terms vary by partner offer. Please see each bank's application for terms and conditions.
  • Clicking will take you to CreditSoup.com to compare Balance Transfer Credit Cards from participating partners.
Search Now
Credit Recommended
Good/Excellent
Intro (Purchases)
See website for Details*
Intro (Transfers)
See website for Details*
Regular APR
See website for Details*
Annual Fee
See website for Details*

Limited Credit Cards

Search Now
Credit Recommended
Average/Fair/Good/Limited/Damaged/No Credit/Bad/
Intro (Purchases)
See website for Details*
Intro (Transfers)
See website for Details*
Regular APR
See website for Details*
Annual Fee
See website for Details*

Excellent Credit Cards

  • Take advantage of your excellent credit to get the best rates and rewards
  • Enjoy low rates and rewards for everyday spending
  • Excellent credit can lead to higher credit lines
  • Earn cash back, points or miles to redeem for travel, gift cards or cash rewards
  • Bonus offers – up to 50,000 points or miles
  • Terms vary by partner. Please see individual application for product terms and conditions.
  • Clicking Apply Now will take you to CreditSoup.com to compare Credit Cards for Excellent Credit from participating partners
Search Now
Credit Recommended
Good/Excellent
Intro (Purchases)
See website for Details*
Intro (Transfers)
See website for Details*
Regular APR
See website for Details*
Annual Fee
See website for Details*

Good Credit Cards

  • Take advantage of your good credit to get competitive APRs and rewards
  • Enjoy low rates and rewards for everyday spending
  • Earn cash back, points or miles to redeem for travel, gift cards or cash rewards
  • Bonus offers – up to 50,000 points or miles
  • Good credit can lead to excellent credit – some cards provide free credit score monitoring
  • Terms vary by partner. Please see individual application for product terms and conditions.
  • Clicking Apply Now will take you to CreditSoup.com to compare Credit Cards for Good Credit from participating partners
Search Now
Credit Recommended
Fair/Good/Limited/No Credit/Excellent
Intro (Purchases)
See website for Details*
Intro (Transfers)
See website for Details*
Regular APR
See website for Details*
Annual Fee
See website for Details*

*See Card for Terms and Conditions