BackBrowse offers for the best credit cards for people with bad credit.
BOOST Platinum Card
- Bad Credit, No Credit? No Problem!
- Fast and Easy Application
- No Employment or Credit Check
Apply Now
- Credit Recommended
- Damaged credit to Fair credit
- Credit Line
- $750 Limit (Usable only at TheHorizonOutlet.com)
- Regular APR
- None
- Monthly Fee
- $177.24 annually ($14.77 per month)
Milestone® Mastercard®
- Greater access to credit than before - $700 credit limit
- Get a Mastercard accepted online, in store and in app
- Account history is reported to the three major credit bureaus in the U.S.
- $0 liability for unauthorized use
- Access your account online or from your mobile device 24/7
Apply Now
- Credit Recommended
- Fair/Good
- Regular APR
- See terms
- Annual Fee
- See terms
- Card Brand
- Mastercard
First Access Visa® Card
- Earn 1% cash back rewards on payments made to your First Access Credit Card
- Checking Account Required
- $300 credit limit (subject to available credit)
- No security deposit, simply pay a one-time $95 program fee to open your account.*
- User friendly Mobile App.
- *See Rates, Fees, Costs & Limitations for complete offer details
- See First Access Rewards Programs Terms & Conditions for details
Apply Now
- Credit Recommended
- Fair
- Regular APR
- 35.99%*
- Cash Advance APR
- 35.99%*
- Annual Fee
- $75.00 1st year, $48.00 after*
- Late Payment Fee
- Up to $41.00*
Get the security and convenience of a full-feature, unsecured VISA® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.
First Digital Mastercard®
- Earn 1% cash back rewards on payments made to your First Digital Credit Card
- Checking Account Required
- $300 credit limit (subject to available credit)
- Build up your credit history with a card that reports to all three major credit bureaus every month.
- Perfect credit not required for approval; we may approve you when others won’t.
- *See Rates, Fees, Costs & Limitations for complete offer details
- See Cash Back Rewards Programs Terms & Conditions for details
Apply Now
- Credit Recommended
- Poor/Damaged/Fair
- Regular APR
- 35.99%*
- Cash Advance APR
- 35.99%*
- Annual Fee
- $75.00 1st year, $48.00 after*
- Late Payment Fee
- Up to $41.00*
Total Visa® Card
- Earn 1% cash back rewards on payments made to your Total Credit Card
- Checking Account Required
- $300 credit limit (subject to available credit)
- No security deposit, simply pay a one-time $95 program fee to open your account.*
- User friendly Mobile App.
- *See Rates, Fees, Costs & Limitations for complete offer details
- See Total Card Visa Rewards Programs Terms & Conditions for details
Apply Now
- Credit Recommended
- Fair/Bad Credit
- Regular APR
- 35.99%*
- Cash Advance APR
- 35.99%*
- Annual Fee
- $75.00 1st year, $48.00 after*
- Late Payment Fee
- Up to $41.00*
Net First Platinum
- No Employment or Credit Check
- Bad Credit, No Credit - OK
- Always 0.0% APR
- Fast Online Applications
Apply Now
- Credit Recommended
- Damaged credit to Fair credit
- Credit Line
- $750 Limit (Usable only at TheHorizonOutlet.com)
- Regular APR
- 0% APR
- Monthly Fee
- See website for Details*
The Net First Platinum card could be the perfect card for you.
Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.
*See Card for Details
Surge® Platinum Mastercard®
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- All credit types welcome to apply!
- Monthly Credit Score – Sign up for electronic statements, and get your Vantage 3.0 Score Credit Score From Experian
- Initial Credit Limit of $300 – $1,000* (subject to available credit)
- Monthly reporting to the three major credit bureaus
- See if you’re Pre-Qualified without impacting your credit score
- Fast and easy application process; results in seconds
- Online account access 24/7
- Checking Account Required
- Regular APR
- 29.99% APR (Variable)
- Late Payment Fee
- Up to $41.00
- Return Payment Fee
- Up to $41.00
- Intro Rate
- See website for Details*
Surge® Platinum Mastercard®
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- All credit types welcome to apply!
- Monthly Credit Score – Sign up for electronic statements, and get your Vantage 3.0 Score Credit Score From Experian
- Initial Credit Limit of $300 – $1,000* (subject to available credit)
- Monthly reporting to the three major credit bureaus
- See if you’re Pre-Qualified without impacting your credit score
- Fast and easy application process; results in seconds
- Online account access 24/7
- Checking Account Required
- Regular APR
- 29.99% APR (Variable)
- Late Payment Fee
- Up to $41.00
- Return Payment Fee
- Up to $41.00
- Intro Rate
- See website for Details*
Destiny Mastercard®
- All the benefits of a Mastercard, without a security deposit
- 24/7 access to your account, even on mobile!
- Reports to all three major credit bureaus
- Less than perfect credit is okay, even with a prior bankruptcy!
Apply Now
- Credit Recommended
- Poor to Good
- Regular APR
- See terms
- Annual Fee
- See terms
- Brand Name
- Mastercard
First Progress Platinum Prestige Mastercard® Secured Credit Card
- 1% Cash Back Rewards on payments
- Choose your own credit line - $200 to $2000 – based on your security deposit
- Build your credit score.¹ Reports to all 3 credit bureaus
- No minimum credit score required for approval!
- ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Apply Now
- Credit Recommended
- Poor/Limited/No Credit
- Regular APR
- 15.24% (V)
- Annual Fee
- $49
- Credit Line
- $2,000
- Cash Advance APR
- 24.24% (V)
FIT® Platinum Mastercard®
- $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
- All credit types welcome to apply
- Monthly reporting to the three major credit bureaus
- Initial Credit Limit of $400.00* (Subject to available credit)
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Checking Account Required
Apply Now
- Credit Recommended
- Fair/Poor/Bad
- Regular APR
- 29.99%
- Annual Fee
- See Terms
- Return Payment Fee
- Up to $41.00
- Late Payment Fee
- Up to $41.00
First Progress Platinum Elite Mastercard® Secured Credit Card
- Choose your own credit line - $200 to $2000 – based on your security deposit
- Build your credit score.¹ Reports to all 3 credit bureaus
- No minimum credit score required for approval!
- ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Apply Now
- Credit Recommended
- Poor/Limited/No Credit
- Regular APR
- 25.24% (V)
- Annual Fee
- $29
- Credit Line
- up to $2,000
- Cash Advance APR
- 30.24% (V)
Merrick Bank Secured Credit Card
- Choose your own credit line based on how much money you want to put down as a security deposit.
- Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
- After 9 months, we review your account for a credit line increase. No additional deposit required!
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
- Get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
Apply Now
- Credit Recommended
- See website for Details*
- Regular APR
- 22.70% Variable
- Annual Fee
- $36 for first year. Billed $3 per month thereafter
- Credit Line
- $200-$3,000, depending on deposit amount
- Cash Advance APR
- 27.70% Variable
FIT® Platinum Mastercard®
- $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
- All credit types welcome to apply
- Monthly reporting to the three major credit bureaus
- Initial Credit Limit of $400.00* (Subject to available credit)
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Checking Account Required
Apply Now
- Credit Recommended
- Fair/Poor/Bad
- Regular APR
- 29.99%
- Annual Fee
- See Terms
- Return Payment Fee
- Up to $41.00
- Late Payment Fee
- Up to $41.00
OpenSky® Secured Visa® Credit Card
- No credit check to apply and find out instantly if you are approved
- OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
- Get considered for a credit line increase after 6 months, with no additional deposit required
- You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
- Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
- View your FICO® Score through your OpenSky account, an easy way to stay on top of your credit
- Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
- Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
- Easy application, apply in less than 5 minutes right from your mobile device
- Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
- *View the cardholder agreement
Apply Now
- Credit Recommended
- Poor
- Regular APR
- 22.64% (variable)
- Annual Fee
- $35
- Credit Line
- $200-$3000 at time of application
Reflex® Platinum Mastercard®
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Initial Credit Limit of $300 – $1,000* (subject to available credit)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
Apply Now
- Credit Recommended
- Fair/Poor/Bad/Limited
- Regular APR
- 29.99% APR (Variable)
- Late Payment Fee
- Up to $41.00
- Return Payment Fee
- Up to $41.00
- Annual Fee
- See Terms
Reflex® Platinum Mastercard®
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- See if you’re Pre-Qualified with no impact to your credit score
- All credit types welcome to apply
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Initial Credit Limit of $300 – $1,000* (subject to available credit)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
Apply Now
- Credit Recommended
- Fair/Poor/Bad/Limited
- Regular APR
- 29.99% APR (Variable)
- Late Payment Fee
- Up to $41.00
- Return Payment Fee
- Up to $41.00
- Annual Fee
- See Terms
Freedom Gold Card
- $750 Unsecured Credit Limit (Usable only at TheHorizonOutlet.com)
- Instant Approval*
- No Credit Check
- No Employment Check
- Fast online application
- Bad Credit - OK
- Credit Line
- $750 Limit (Usable only at TheHorizonOutlet.com)
- Monthly Fee
- See website for Details*
- Regular APR
- 0% APR
You are pre-approved for a $750 unsecured credit line (Usable only at TheHorizonOutlet.com) with the Freedom Gold Card! Sign up now, our application process is fast and easy.
*See site for details
First Progress Platinum Select Mastercard® Secured Credit Card
- 1% Cash Back Rewards on payments
- Choose your own credit line - $200 to $2000 – based on your security deposit
- Build your credit score.¹ Reports to all 3 credit bureaus
- No minimum credit score required for approval!
- ¹ Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
Apply Now
- Credit Recommended
- Poor/Limited/No Credit
- Regular APR
- 19.24% (V)
- Annual Fee
- $39
- Credit Line
- $2,000
- Cash Advance APR
- 25.24% (V)
Applied Bank® Secured Visa® Gold Preferred® Credit Card
- Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
- Absolutely No Credit Check or Minimum Credit Score Required
- Automatic Reporting to All Three National Credit Bureaus
- 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
- Activate Today with a $200 Minimum Deposit - Maximum $1,000.
- Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
Apply Now
- Credit Recommended
- Poor/Fair/Limited/Damaged
- Regular APR
- 9.99% Fixed
- Annual Fee
- $48
- Credit Line
- $200 - $1,000
Applied Bank® Unsecured Classic Visa® Card
- Get Pre-Qualified in Less Than a Minute
- A $300 Unsecured Credit Line which can be used at Grocery Stores, Gas Stations, Discount Stores, ATM's and Online!
- A REAL Visa® Credit Card with Automatic Reporting to all Three National Credit Bureaus
- No Penalty Rate. Your Rate Won't Go Up Even If You are Late
- Access Additional Credit With On-Time Payments and Responsible Usage
- A True Unsecured EMV enabled (chip) Visa Credit card
- Does not require perfect credit for approval
- Fixed APR and Manageable Monthly Payments
Apply Now
- Credit Recommended
- Poor/Damaged Credit
- Regular APR
- 29.99%
- Late Payment Fee
- Up to $38
- Return Payment Fee
- Up to $38
- Card Brand
- Visa®
OpenSky® Plus Secured Visa® Credit Card
- No annual fee
- No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
- Looking to build or rebuild your credit? 2/3 of cardholders receive a 48+ point improvement after making 3 on-time payments
- With an 87% average approval rate for the past 6 months, OpenSky gives everyone an opportunity to improve their credit
- Get considered for an unsecured credit line increase after 6 months - no additional deposit
- Monitor your credit progress with free access to your FICO Credit Score.
- Reports to all 3 major credit bureaus monthly to establish and build credit history.
- Secure your credit line with a refundable security deposit - as low as $300.
- Easy application, apply in less than 5 minutes right from your mobile device
- Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
- Now you can make smaller partial payments towards funding your security deposit over 60 days
- Over 1.2 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
Apply Now
- Credit Recommended
- No credit, Poor, Fair
- Regular APR
- 29.99% (variable)
- Annual Fee
- $0
- Credit Line
- $300-$3000 at time of application